Social Media Statistics

Source

Nowadays, mostly businesses are investing in marketing strategies. Social media marketing is the most effective one to implement. It is most versatile and cost effective technique. It can grow the traffic fast but firstly you have o make sure that your targeted audience spends time online or not. 

In my opinion, using social media marketing technique will boost up your business services and any other strategy. Showing the statistics, people uses social media.

7 debt collection myths we have been hearing for so long

Debt collectors have a reputation for being scary. It is especially overwhelming for people who
have no idea about the debt recovery process or who they are.

Added to this is the fact that there are a lot of myths and rumors surrounding them. All this
makes people even more suspicious of collectors, which in the end harms them and their credit
score only.

That is why in this blog, we will debunk some of the common myths about collectors. It will help
you work with them to pay off your debts without any problems.

Let’s begin..

Myth 1: Debt collectors always have the right information

Assuming that they always have the right information about your debt is wrong. Sometimes they
get the wrong information, or some collectors can be corrupt too. All debtors can apply for the debt
validation process, and ask for proof regarding the legitimacy of the debt.

Myth 2: Debt collectors always harasses you

There are indeed some collecting firms that abuse consumers. But reputable firms like Cedar financial
never harass the debtors. All collectors follow the guidelines written by FDCPA. It ensures that no
collector misuses their powers or abuses the delinquent or his/her family in any way.

Myth 3: You can avoid debt with a cease and desist letter

Another myth is that a cease and desist letter can only stop collectors from calling you. It doesn’t
make your debt go away, and your credit score will still be affected, and you will have a hard time
getting loans.

Also, the lender can assign your debt to a new debt collector making your letter null and void.

Myth 4: If you tell the collector to stop calling you, they will

It is only partially true. It works in two ways. First, if you tell the collector not to call you at work
because your employer doesn’t approve it, they will oblige. Also, they consider the request not to
call you at a certain time, which is inconvenient to you.

But if you wish them to stop calling you completely, a verbal request won’t work. You would require
a written request for this.

Myth 5: When you pay off a debt, it is removed from the credit reports

No, it is not true. When you pay off your debt, the collector is under the obligation to update that you
have paid for it in the credit report. They are not obligated to remove the debt from your credit score.
It is because you still owed a debt.

Myth 6: If you pay the debt partially, the collectors will go away

No, because you haven’t paid in full. The collectors will stop calling you for some time after you make
a partial payment. But eventually, the calls will resume reminding you about your partial debt.

Moreover, if you pay the debt as per the payment agreement, it will stop the calls. But only till you
are respecting the agreement, if you don’t, the calls will resume.

The next time you get a call from a collector, don’t let these myths cloud your judgment and decision
making power.

What is debt collection and the what myths surround them?

Global collectors, or as most people know them as debt collectors, are individuals who collect
debt on behalf of original creditors.

Most of the time, when a debt collector contacts a debtor, they tend to ignore them. It is because collectors have a bad reputation for harassing people. But this is not true for all debt collecting agencies.

All agencies, whether working at the national level, or working at the international level, have to follow guidelines that protect the debtor. Also, debt collection is an honest business, and most traders are genuine businessmen.

In this blog, we will demystify some myths surrounding debt collectors, which makes people avoid any contact with them. Before that, let’s see what debt collection is.

Debt collection- An Introduction
Debt collection is the process of collecting an unpaid debt or credit loans from a debtor who has missed his/her last few payments on behalf of the original creditor. A creditor can sell the debt or hire a third-party debt recovery firm to collect the debt.

Usually, a creditor waits for 180 days or from one or two months when a debtor misses the debt, before hiring a collector. But this period is subjective to creditors and their policies.

Myths about debt collection
A collector can call you at anytime
No, this is not true. A collector can only call you between 8:00 a.m. to 9:00 p.m. as per your time zone. If they call you at a time which doesn’t come in this time range, it is a federal crime.

However, they can call you after or before this time, if you allow them to.

They cannot call you at work
Another myth is that a collector cannot call you at work. They can call you at work or contact your employer if you don’t return their calls.

But if you tell them that your employer doesn’t entertain such kinds of calls, a collector has to oblige with your request.

Debt collectors call your family or friends to pressurize you to pay
Wrong! A collector can only contact your friends or family to ask about your whereabouts. They have no right to disclose the reason for calling them. If they do that, it is a crime.

Debt collecting agents have the right to garnish your wages
It is not true. To do this, the collector has to follow a particular legal path. The steps of this process are:

• Suing the debtor in court and winning the judgment against him/her.
• Still, if the debtor doesn’t pay, you can get a court order, which permits you to garnish their wages.
• But they only do this if they win the lawsuit, without that, it would be considered harassment.

A debtor can send you to prison
A long time ago, in the US, debtors who didn’t pay their debts were imprisoned. But now that law has changed everywhere. A creditor can file a lawsuit against the debtor who has full right to defend himself/herself. If the judgment is passed against the delinquent, the collector can seize his property and assets.


Collectors are reputable businessmen and no one abuses his/her power. If you find a collector who is harassing people, report them, as because of one person, the whole debt collecting business is getting a bad name.

4 Reasons you're not getting any customers

If I tell you that around 70% of the startups fail every year, will you believe this? Well, the study by Harvard Business School definitely implies that. One of the biggest reasons behind this is the inability to maintain old customers or acquire new clients. But the question is why so?

Demand is obviously there, that’s why your competitors are thriving, right? This means somewhere you are lacking, you are missing on some important factors. Don’t worry, you’re not alone. There are some mistakes which often prevent businesses from getting successful.

If you are also a startup wondering what’s wrong, do read this article. So without further delay, let’s get started.

1. Customer acquisition is not your top priority

Although nobody would agree on this, if you are not providing the time and resources this process requires, it clearly shows that it is not your top priority. Being a startup, budget is the biggest issue you might be facing. And there are many more such processes which require your immediate action. But the thing is, by ignoring this aspect you are preventing your business’ long term growth.

If this is you, hire a client acquisition company like Ramped. These companies allow you to focus on your main tasks while they work towards getting you high quality clients. Now, you might be wondering why not hire right people in your own company, right? But let me tell you, people don’t come cheap, plus hiring experts is way better than employing freshers , training them about your business and then finally, getting some leads.

2. Your product doesn’t target customer pain points

Your product is the biggest weapon you have. If you have not designed it keeping the customer needs in mind, you won’t sustain for long. Only a solid product can get you the clients you are dreaming of. Your sales pitch, branding, nothing matters if your product doesn’t cater with audience needs. So before anything, work on creating a product that people can look forward to.

3. You’re promoting your product at the wrong place

Every product needs a platform where you can promote it to get in front of the target customers. Be it social media network, or a blogging platform, every platform caters to a different kind of audience. So before spending huge on your marketing strategies, make sure you’re promoting it on the right place. Without this, you will spend huge and yet, won’t receive any proper benefits.

4. You don’t have much experience in marketing
Many a time, it happens that the audience is not even aware that a product like yours exists in the market. And that’s where your role comes in. You need to create product awareness. It might take some time, but once this part is done, you will get customers that will bring value and money, both.

I hope you understood the points, and will not make these mistakes. Feel free to share your doubts in the comments below.

SEO tips for link building including blog commenting tips

Link building is the best method to improve the ranking and visibility of your website. It helps
your web page rank on the first page of search engines. No matter the industry and irrespective
of the size of your business, it is the only key to improve your visibility in search engines.

Link building is the backbone of SEO and with changing techniques; it is hard to keep up with
link-building. After your content, link building is the factor to optimize your site and enhance your
SEO.

There are numerous techniques and strategies that can help improve your link building
and make your site rank better in SERPs.

Let’s explore some modern and simple link-building techniques.

Blog Commenting for building links

One of the most efficient and easy ways to get backlinks for your site is to do blog commenting. When you comment on blogs from your niche industry and participate in discussions, you get more traffic. Always remember to include the URL of your site while commenting.

It is a time-consuming task when you have to find quality blogs to comment on, but it has numerous benefits like:

• It's an easy way to increase traffic for your site
• It helps you build a relationship with your niche bloggers and editors
• It helps with brand awareness and recognition

Here are some blog commenting tips that will help you with link-building.

• Find popular, known and quality blogs that are from your industry only. You can do this by writing the keywords you use in the search engine and using the first 200 links that came up in search engine results.
• Create a list of all the top blogs and research on them and see which are the most trustworthy of them all.
• Now, comment on the blog keeping in mind the topic. The comment should be relevant and not at all offensive.

Infographics

Infographics are another creative and cool way to promote links and make your content go viral. Here are some tips for making cool infographics.

• It should be simple, relevant to your audience and creative.
• Its size should be around 1500-2000 pixels only.
• Include facts and figures, and give due credit.
• Restrict the colors to three and font to two.

Your infographic must have a unique and attractive headline up to 70 characters. Also, add a unique description of the same.

Internal links

Internal linking is those links that are within the websites. When you link one page with another web page on the same website, it is known as internal linking. It is a great trick for link building as it encourages users to dig deeper into your website.

It helps with page authority and increases the ranking of your keywords.

Local search citations

If you are running a local business, then make use of local link-building strategies to draw traffic to your site. This traffic comes from people who search for your business locally.

Local business citations are the best tip for promoting your local business. It has three citations- Name, phone number, and address.

Social sharing sites for link building

There are numerous social bookmarking sites like Reddit, Quora, and Medium, use them for link building. Here users easily edit, add, and share content throughout the web. It helps you get high-quality backlinks and traffic for your site.

These are just few tips that can help you with link building for SEO. Keep an eye out for more such tips.

5 Things You Should Have Before Starting a Business

Are you going to start your own business? That's great. Starting a new business is not a
small task, it's a big deal. And it can be a great way to earn money and the best part, you
can be your own boss.

But as I said, it is not a small task that requires a lot of preparation. So, here are some things you
should know before starting a business-

A realistic personal budget

To start a new business, you should have a big budget to invest it in your business because funding
is the most important factor for the survival of your business. Being a startup, you have to pay to the
employees before getting any profit for yourself. You have to pay the debts too. 

All of this is possible only when you have a good funding for your business. If not, your business may
not survive for a long time.

Money in the bank

You should have the extra finance resources for your business when needed just to make sure that
you can also survive with low budget at least for one year. Always have a backup plan to save your
business, if there is a lack of investment. 

A sales strategy

A sales strategy is the most important feature that can help your startup to make a profit. By
implementing the sales strategies, you can easily find and understand your customers needs to
approach them, so that they can buy your business products and services. Acquiring customers is
the most important goal for any business which takes a lot of resources and time. 

So if you want to save your time and want to use your resources in the right direction, then you must
go for the customer acquiring companies like ramped.io. They can deal with client acquisition
so you can focus on your core tasks.

A marketing plan.

It’s necessary to have a marketing plan to increase the sales of products and services of your
business. Some startup businesses launch even when they have no idea how to get products and
services, but they end up spending a lot of money on it. Sometimes they don’t even get the desired
results.

Before starting,  always keep in mind to have a marketing plan and a budget to grow your business.
It will help you to increase your sales.

Stamina to get going

Starting a new business is not a small task. It takes a lot of time, patience and work to grow. It’s not at
all common to work for the whole week 12 hours every day. Also don’t take this big decision to start a
new business when you are suffering from any disease or having some family issues. Take it on
serious note and work hard to make it successful. Make sure that you have energy and mind-set to
tolerate all the ups and downs.

And yes, these things are definitely going to make you uncomfortable. Sometimes it may happen that
you have to make sacrifices like working the whole day, not having proper sleep and diet.

But your efforts will show the positive results in growing your business quickly. You may earn in dollars
more than desired.

Take a look at the above mentioned before starting a new business. It will help you to grow your
business effectively and efficiently.

5 tips for writing good headlines in 2019

Headline is the most Important part of a piece of writing. Either you write for an advertisement or you write any content for something, if your headlines are catchy it matters a lot but if your headlines are not good then it doesn't matter how good your inner content is. Most of the readers will read your content only if your headline is good. 

Your headlines are the attraction point for the readers. So, what you can do to make a headline clickable and creative. Let us take a look at the 5 interesting tips for improving your headlines in 2019.

Use simple language:

The language you choose affects your title's clickability naturally. When you use unknown words or difficult words which readers hardly known drops the CTR of a blog post like, ”Use” instead to utilize. People can not easily connect with the content.

Stick with simple language and try to use inspiring words and try to make your heading a call to action by using words like, “Try”, “Click”, etc.

Use “you” to directly addressing your potential reader. Convert your generic heading with marketing power words like “Never”. 

Use keywords with high search volume:

Whether you are writing or creating videos, if people are not interested in that topic then there is no use of that. Your headline should target a specific keyword which have a specific search volume. 

People are always looking for information related to the headline. If your targeting something that people are not searching for then it is useless.

There are many tools available on the Internet which helps you to choose the right keywords for your content.

Bold statement:

Always try to make a bold statement or put something shocking in your headline. Think about ways to spice up your title. Try to use the words which make the reader to click on that, controversial statement is one of the ways to do so.

Include numbers in your heading:

We know this tip may look unclear to you, but It really works. Including numbers in your heading will make your heading attracted to your user. The formatting of tips and list is easy to remember for reader.

Numbers works in headlines because Humans like prediction and dislike uncertainty.

Use of funny and stranger questions:

Weird things especially grab the attention of people. Leave them wanting and create a so called curiosity gap. They will definitely click on your headline to read more.

You have to be strategic about your question asking strategy and never ask a question in misleading way.

There are many other things that can also help you to improve your headline writing, but if you try these headline writing tips then it will definitely improve the numbers of reader on your post.