5 reasons why digital marketing is important for small businesses

A digital marketer is a game-changer for every small business. If you want to establish your business in front of a wide audience digital marketing helps you a lot. In today’s world, everyone is highly dependent on the Internet. Even if it's about a little thing, we search it on the Internet before we make any decision. Consumers, businesses, and even your competitors are digitally present.
Being digitally unavailable means losing the chance of targeting the most potential marketplace. Every small business needs exposure and if you skip on such a potential market where not only small but every big enterprise is available is a huge loss for your business. No one wants to suffer that, so being there is a wise decision. Here are 5 more reasons why digital marketing is important for small businesses-

More cost-efficient 

Traditional marketing requires a lot of investment and resources. Small businesses usually don’t have such a big budget to invest in marketing and if you are thinking to do the marketing at a low budget, whom will you target? Around 90% of the people depend on digital platforms to know about the business. Isn’t doing so would be a loss.

Digital marketing helps you there, it is way more cost-efficient than traditional marketing and in addition, it gives you wider exposure on the Internet. It will provide you cost-efficient and more ways to cover your audience and grow your business.

Your competitors are there

Your competitors are online, a good reason to bring your business online. In order to stay in the game, you have to stay a step ahead of your competitor. But if you overlook the necessity of online presence you are way behind them. Those who are already there covering all the digital audience and in addition to that getting a good brand exposure.

Be accessible to your customers

More than 80% of consumers search for their products online. People before purchasing any goods or services, search the various alternative service providers of the respective business. Getting your business name online helps you in reaching out to all those people who are interested in your services. This will help you in gaining the most relevant audience and in reaching out to the people who are interested in the service you are providing.

Earn People’s Trust

People trust a service or a product when people give positive feedback about a particular brand.  The testimonials from your previous customers who have used your product or service are a great source to gain their trust. Nowadays people search online to know about the business before using your services. Digital presence acts as a trust factor about your business

So a good recommendation by an individual with a strong following on Facebook, Instagram, or Twitter could make or break your business.

Let your customer come to you

There are people who are looking up for the services that you are dealing with. As you are having a small business or a newly started business, there might be chances that not many people are aware of your brand. In such cases, people reach out to the one whose names they already know. If you want you to need to get to the people and create your brand awareness. It sounds very time-consuming. But if you bring your business on digital platform things will be easier. People search about the service you are dealing with, your business name will come and conversions and lead will come to you. Here instead of you approaching them, people who need your service will come and approach you.

Digital marketing importance and implementation are crucial to understand. If you want expertise in your digital marketing campaign, hiring a digital marketing agency would be beneficial for you. They can work on your behalf to your company. You don’t have to invest your time and resources in learning and implementing. You can invest that time in your business development.

Business strategy and planning should have the most efficient process. In the case of marketing digital marketing is the best. It is the most efficient marketing channel and has numerous benefits that can help in the growth of your business.

5 ways to increase your website speed

In this world full of smartphone users, speeding up your website has become very important. Have you ever noticed why people spend a lot of money to get a high-speed internet connection and the latest technology phones? The reason we invest a lot of money on these things is to save time. When we click on a website and if it takes a lot of time to load, we get irritated and leave that site there only. Thus, increasing website speed is very important.

Hiring an SEO agency can help you in optimizing the speed of your website. An SEO agency will not only help you in optimizing the website speed but can also improve your overall website performance and make it rank on SERPs.

If your website loading speed is low, then you should try out these tips. These tips will help you with increasing website speed.

Optimize images: The slow speed of the website can be due to the large images on the websites. Large images take more time to load which slows down the overall website speed. Optimizing the images without compressing the quality will help you in increasing your website speed.

Decrease server response time: The amount of time your DNS lookup is the biggest factor that tells how fast your pages are loading. DNS server is used to translate URL into IP address that indicates its location online.

Right hosting option: Don’t choose the cheapest option. This is the most common mistake which is done by website owners. If your website traffic level is slowing down your server response times, then you should switch from a shared server to a VPN server or VPN to a dedicated server.

Compression audit: Try to reduce the size of the files. Smaller the size, fast the loading time. Your overall loading time will increase when you compress the files. Target the bulky page of your website as they are the main reason for the low speed of your website. Compressing the website will help you to increase the speed of your website.

Check mobile page speed: When you are trying to optimize the website speed, have a look at how your website is loading on mobile. Most internet users are mobile users thus, you have to improve the loading speed on mobile. You can test your current mobile loading speed with the tools like Test my site. You just have to put your URL which you want to text in the tool to know the speed.

Increasing your website speed with these tips will help you in creating a good user experience. If a visitor had a good experience using your site then the probability of visiting again increases. Other than user experience, optimizing website speed will also improve SEO positioning which will lead to an increase in website traffic.

I hope you all get benefited from this blog. Comment below some of your ways to increase website traffic.

Ways to Become BFFs with Your Siblings As Grown Ups

You always want to make your bond stronger with your siblings. It doesn’t matter how

much you grow up but this relationship is very important for every sibling. Your brother

was always standing beside you whenever you needed him. If you want to make your

brother your best friend then do these things for him:

1. Do chit-chat in group chats

Everyone blames social media for separating the families as everyone at home is

busy with their phones instead of talking to each other. But you don’t know that you

can make use of this technology to come closer to your loved ones. You can make a

group of your siblings and can do chit-chat about what’s happening in your life, how

your life is going, by doing this you and your siblings can get updates about each other

and can stay connected.

2. Click some pictures together

When you meet your brother take some selfies or get some pictures clicked together.

Clicking pictures together helps you in creating long-lasting memories by keeping those

pictures safe. You can always look back to the photos and recollect about your good

memories. 

3. Wish your brother on special occasions

Your brother always remembers your special occasions so you should also don’t forget

to wish your brother on his life special events. Always remember to wish him on his

birthday and anniversary and any other achievements. You can send best wishes on his

anniversary and birthdays. Getting a wish from your closed ones means a lot to a person

and makes them feel loved.

4. Spend time with each other

It happens when the siblings grow up they become so busy with their lives that they

don’t spend time with each other. If you are away from each other try to be connected

on the phone, at least make a call once a week. You know that you can share almost

everything with your brother and he can also do the same but only if you are connected.

And if you are living with your brother then make out some time when he is free and play

together or talk with each other.

5. Make a plan together

You both can make a plan to spend time together or revive back the good memories.

• You can do the following things:Movie: You can both watch movies together at home or in the movie hall.
• Play together: When you meet your siblings play together some indoor and outdoor games that you both like.
• Concert: If you and your sibling love music then you can go to a concert to get relaxation.
• Trip: You can make a plan for a trip and go there with your siblings and family. It will help in enhancing the bond between you all.

6. Cook together or make his favorite dish

You can make something special for your brother if you have some time. He would love

to eat anything that has been made by his sweet sister. If your brother also loves cooking

then involve him too. Cook something together and that can add more fun while cooking.

All the above-mentioned tips can help in turning your brother to your best friend and can

make your relationship stronger. As you both grow you always need her to help you out

in your important or silly decisions.

Tips to make your fiance fall in love with you

When you come in a relationship you might think it’s all. But both the partners have to work

a lot to maintain the love in their relationship. If you want your fiance to love you forever then

you have to make efforts forever. When the efforts get stopped it might result in ruining

your cute relationship. So let us see some of the tips to make your fiancee

fall in love with you:

1. Give him surprises

 A daily routine relationship without anything new is something like a daily meal without any

change in it. Stability in a relationship is good but on some occasions try to give him

wishes and surprises so that it can make your relationship stronger and can add up some

fun, love, trust in your relationship. Surprising your fiance can make him feel special and

it can add more love to your relationship.

2. Give him compliments

Every person likes to hear compliments from their loved ones. When you compliment your

fiancee it can make him feel secure and happy. The thought that you can ever take him

for granted will never come to his mind. Always try to compliment him for what he does.

In this way, he will be more attracted to you.

3. Open up to each other

 Always be open to your partner. Don’t try to hide anything from him and don’t let him

think that you are keeping him in the dark. If you are open to him then he can easily open

up to you too. Once you both get open to each other then only, you can feel comfortable

with each other. And this will create more confidence in your relationship.

4. Give some personal space to him

 When you come into a relationship you both become important to each other. But you

also have to understand that there is a life beyond your relationship. Always try to make

him feel free and respect his personal space. Don’t call him up all day and don’t try

to be always surrounded by him, set boundaries for all this. When you set him free

then he starts trusting and respecting you more.

5. Inspire him

Always try to support and motivate him. Promise your fiance that you will always be

there by his side, no matter what the situation is. Build trust that you will always support

him in his failures or hard decisions and will never leave him alone. This all will result

in more love and trust between you two. 

6. Make your fiance feel proud of you

You always want a fiancee on whom you can be proud of. Like this, your fiance also

wants a girl in his life whom he can be proud of. So try to build your own life and never

look down on your life. Keep trying new things and let your fiance proud of you.

All the above tips will make your bond stronger and build trust between your relationship

forever. These tips will help your fiance to be in love with you. It will make him proud

that he has chosen the right partner for himself and make him think that he can easily

spend the rest of his life with you.

5 Essential Office Organization Tips for Office Managers

Office managers have to manage their work as well as the output of other employees’ work. But when the office managers discover the techniques of managing all the work, they can easily carry on every work. The smart work is to be done by the managers for managing all the staff and the workload. Here are some of the tips for office organization by the office managers:

Organize your own space

In the office, firstly you have to organize your things well. Organize your desk well. The papers, pens, stapler, files and folders, your desktop, and everything should be kept at their respective places to ensure when you need any of these things, you can find them without any hassle. When the manager keeps things well organized, the employees will also learn the same from their seniors, and by this everything in the office will be organized properly.

Good communication

As an office manager, you should establish good communication with your co-workers so that without any hesitation they can easily communicate with you via an online platform or face-to-face. The manager should communicate with everyone individually and if a manager has a lot of work then streamlining this process will help in effective communication down the line. An employee in an organization wants proper attention from their manager and if that attention is not given then the organization can lose its good employees.

Workplace hygiene

The office manager focuses on every task but sometimes forget about maintaining a good hygiene environment in the workplace. To improve productivity and boost the employee’s morale it is necessary to ensure that proper hygiene is maintained. For maintaining workplace hygiene, the managers can do things like allowing sick leaves to the employees, be aware of cleanliness, and many more. As the number of employees increases in the organization, it’s become difficult to maintain proper hygiene.

Keep remainders

In the office, the managers generally have a lot of work to do. Because of this much work sometimes it happens they forget about some major tasks. If as a manager you don’t want to forget about your important work then start keeping remainders for those work. You can make sticky notes or can add reminders in your phone. A study in udemy found that 70 percent of managers feel distracted while working. This distraction is generally happening due to the messages on their cell phones. So while working the managers can put their phone in silent mode.

Organize your inbox

As a manager, you have to handle lots of mail. In starting, you may find it difficult to handle but by the time, you will start enjoying it and this will become an easy task for you only if you manage it well. To handle the mailbox with the convenience you can add labels to messages, can remove the old ones, can keep important ones in the starred.

The above tips can help you in organizing things in a structured way. The organization tips are important to be a successful office manager.

Ways To Surprise Your Sister On Her Wedding

A sister’s wedding is always a big dream for their siblings. As a sibling you always tease your

sister for her marriage and when this day finally arrives, you are the one who gets upset that

she will move away from you. For a person, their wedding day is the most special day of

their life as from their wedding day onwards a new journey of life begins.  When your sister

gets married all the sad and happy emotions get mixed up. Amidst all the preparations for her

wedding, you generally forgot about giving a gift to her on her very special day, this gift will always

be cherished by her for the whole life. Here are some of the ways in which you can surprise your

loving sister at her wedding.

1. Something memorable for her

A wedding is the most awaited as well as the tough day for a bride’s parent. They are happy that

their kid is now grown up to start their own family. You can surprise your sister with a treasure of

memories before starting a new journey. You can make a photo collage for her, you can make a

video by culminating her old pictures, or make a video capturing the blessings from the family

members. You can take ideas of wishes for a sister's marriage from here.

2. Arrange a small get-together for her 

To surprise her before the wedding, you can call up the relatives and friends who are very close

to your sister. She will be very happy to be gathered around with her favorite ones and will

remember this gift forever.

3. Take her to her favorite designer

Every bride is so particular about her outfits for her wedding functions that she starts thinking

about her dresses from the months before the marriage. Take your sister to her favorite designer

and buy her the dresses she wants. If you have a budget take your brother-in-law too for the

matching couple outfits.

4. Make-up Kit

You can give your sister a make-up kit. A make-up kit is very essential for every bride.

Every woman wants to look good and loves the shades of makeup. It is one of the perfect

gifts for her wedding. If you have a budget give her a make-up kit of the brand that she

likes the most.

5. Take her to the Spa

Girls often get worried before their wedding, they get tired of shopping, they have much stress

before the wedding, they need quality time to relax. To make your sister feel relaxed, book a

spa therapy for her, it will help her relieve all her stress and worries. She will again feel very

refreshed and will be very thankful for this surprise.

These were a few of the unique ideas to surprise your sister before her marriage. In a sister's

marriage, you have lots of responsibilities for your family, for your sister, for making the

arrangements, etc. Sister’s wedding is a very emotional moment for her and the family,

making it more special by surprising her with the best above-mentioned surprises.

5 consequences of avoiding a debt

Debts lead to a restless life. Paying back the debt as fast as possible is all we target. But sometimes life falls apart and you might be unable to pay the debt or you might be planning to make some investment. Thinking that missing on a few payments or keeping a few payments on hold is not a big deal. The other investment might be more beneficial to your business.

But you are wrong, doing so is not a wise decision. There might be chances that the creditor gets irritated or is in urgent need of money and hires a debt collection company. There might be chances that after you have made the investment suddenly all the creditors come for the money. That time you are helpless. Debt that goes a long way rarely benefits the business. In short, paying back your debt as soon as possible is a wise decision.

Here are 5 reasons stating why avoiding paying debts is not a good decision-

The debt stays on your credit report

Credit report is the document which includes the lists of your credit and loan accounts and your payment histories with various financial institutions and banks. Seven-year is the time limit when it comes to debt. After seven years, most negative items will simply fall off your credit report. The seven-year mark does not erase the actual debt, particularly if it's unpaid. You still owe your creditor even when the debt is no longer listed on your credit report. Creditors, lenders, and debt collectors can still use the proper legal channels to collect the debt from you.

It makes you a risky borrower

A high-risk borrower is someone who a lender or creditor would consider more likely to default on his or her loan. Once this mark is added in your report, no lender will trust you for lending money. Lenders are unable to trust your capability for returning the money.

A creditor will hire a collector for your debt

After too many attempts of chasing debt, creditors prefer hiring a debt collection agency. Debt collection agency puts all their efforts into getting back the debt amount. If you are unable to pay the debt that can sue you to the court. But if it is legit and an experienced debt collection agency in Atlanta you can ask for some concession for the payment. But if you keep avoiding them and not pay the debt they can sue you and if you defy the court’s order you might end up in jail.

Your credit score decreases

Your credit score depends upon a number of factors. Unpaid debt is one among them and lenders don't like to see charge-off on a credit report. Credit score declining ratio has a fixed pattern which is that for the first six months of unpaid debt it will drop around 100 points. But after 180 days it declines in such a way which is almost as bad for your credit score as a bankruptcy or foreclosure.

Interest rate increases

Creditor’s usually issued penalties and additional fees for delayed debt. In addition to that, the creditor might also raise the current interest rate of your debt. It will result in an increased amount of debt with each passing month. Due to which you might end up with a situation where you may not be able to pay the increased amount of debt and face a loss. If you fail to pay the amount. In that case, the new balance including the higher interest rate will be given to credit beauros. Overall it would not be good for your finances.

Eliminating the current debt should be your top priority because the consequences of not paying can end you up in serious problems. Get your debt resolved and then plan for a good business development opportunity. So, that low credit score and debt stress won’t hamper your current business development work.

An ultimate guide for solo traveler

A solo trip provides a chance to know about ourselves fully. The first solo trip for an individual is remembered forever. In solo trips, you can rest according to your convenience and pour it on when you feel ambitious. You don’t have to worry about your partners on this trip. When you travel alone you have to make some preparations in advance like you have to arrange the money in advance for this adventurous trip. Here are some of the things you have to keep in mind while traveling alone:

Choose the right destination and stay healthy

When you are going to travel alone choose a safe place for the trip where the crimes are less because by doing this you can enjoy your trip with a relaxed mind. If you are the one who doesn’t want to compromise on the fitness routine then take some essentials that you would require for exercises like yoga mate, a skipping rope, and many more. You can also carry some fruits for you to stay healthy.

Things you should carry in your handbag

You know that while traveling you will always carry your handbag with you even in flights they allow you a handbag. Keep the essentials in your handbag that you may need anytime like a hand sanitizer, a first aid kit, water, and snacks. Instead of putting unnecessary kinds of stuff in your handbag make a list of essential things that you should carry in your handbag. Preparing in advance for everything can help in saving you when you are in need.

Avoid overpacking

If you overpack the stuff then you will not be able to enjoy your trip, you will be messed up with the luggage. To avoid overpacking you can do the following things:

• You can make a list of items that you will need and cross the items that are not important.
• Only carry the pair of dresses that you can mix and match and are comfortable for a trip.
• Pack only two to three pairs of shoes. You can keep a pair of sandals, sneakers, shoes and that would be enough.

Be connected with your loved ones 

When you are going on a solo trip then try to keep in connection with your family or friends on the phone. Your loved ones would be worried about you so inform them in advance if you will not be able to call them for a few hours or can’t answer the phone due to any reason. Another advantage of being connected is that by chance if you face any problem, you can easily take their advice and they can come to rescue you.

Carry good identification and face your fears

You know that the world is full of adventures and fascinating things so don’t let your fears ruin your trip. Face everything with confidence as it can help you in sensing empowerment. Also, carry all the things of identification with yourself

The above-mentioned tips provide you all the guidance for your solo trip. Make use of these tips and make your travel stress-free and memorable.

5 characteristics of a good debt collector

Debt collection work needs a lot of effort and dedication. All the debt collectors are perfect at their work. But, when you hire a debt collector you need to keep a check on some characteristics of a collector. As when you are looking for a debt collection agency, you need an agency that has the ability to perform the work assigned by you.

Debt collector plays an important role in maintaining the account of your business. Thus, you have to pay some more attention when hiring a debt collector because you want someone trustworthy and professional.

Here some characteristics are mentioned which you should look in a debt collector before hiring:

Problem Solver

A good collector is always creative while solving problems. They find their own way to solve problems. They always put their own touch while giving you advice to solve a problem. Thinking out of the box and creatively is the best trait of a good debt collector.

Competitive

A successful debt collector is always competitive when it comes to their work. They never want to lose as this will be a dark remark on their work. Making mistakes will make them lose the work and let their peer groups win. Healthy competition is always a good sign to grow in all fields.

Good communicator

Every debt collector knows how to ask for money from debtors. But the difference which matters is who talks in a way that debtors pay happily and stay in good terms with the company. Only a good debt collector has the patience to deal with the customer who is frustrated with a lot of calls.

Prepared for excuses

Debtors are always ready with a new excuse for not paying. A debt collector should always be ready to hear some excuses. A good debt collector is who knows how to deal with these kinds of excuses and make them pay as early as possible. If a debt collector knows how to overcome these kinds of situations then he/she is perfect for you.

Balancing emotions

It’s obvious to get disheartened after calling so many defaulters and still not getting any response from them. Not able to achieve the target can put debtors in stressful situations which is not right for their work.

A good debt collector should know to control his emotions and continue doing their job. Sometimes a situation occurs where defaulters give their personal problems as a reason for not paying the debt. If your debt collector knows how to manage these kinds of people then he is perfect for the job.

Debt collection work needs a little more effort these days. Hiring a good debt collector is the best way every business owner can overcome hurdles. You can browse their LinkedIn profile to know more about an agency. The traits mentioned above will help the business owner before hiring a debt collector.

Comment if you found this blog helpful.

Social Media Marketing Ideas for Healthcare

The healthcare industry always wants to promote its services, wants to collaborate with new customers, and wants to build the credibility of doctors then they should engage in social media marketing. Social media marketing helps in providing information to the larger audience and can educate patients about their service and policies online.

According to some research, it has been found that around 57 percent of patients decide for their treatment based on the social media reviews of a particular doctor, and around 80 percent of people who are using the internet look for health information or professional doctors in their respective fields.

Now let’s look at some of the ideas of social media marketing for healthcare for enhancing their presence, building trust among existing patients, and building relationships with new patients:

Educate your audience about your brand

With the help of social media, you can build awareness for your healthcare industry and can also educate the people by providing them much information like you can make people aware of major health and medical issues and can encourage them to improve their quality of life. You can also educate people about the various treatments of a disease and can suggest to them the best one and according to their budget, they can select the one which is appropriate for them.

Make some protocol while communicating on social media

If you want to build the presence of your healthcare industry on social media then first of all set the guidelines and protocols like don’t reveal information about the patient without their permission, share health-related tips only with the consultation of professionals or researchers, and also respond to the comments of the audience. Building these protocols can save you from any privacy issues and many other things.

Introduce to the audience the main faces of your industry

When you post a lot of information about your healthcare industry also try to focus on building the online presence of your staff too. Introduce to the audience your main doctors, nurses, administrative staff and the persons who helped you build the name of your healthcare industry. Share the achievements of your doctors and your industry with social media to increase credibility.

Build trust for your healthcare industry among the audience

You can use the social media platform for comforting your audience by showing them your patient’s experience and feedback by your service. Also, try to show your staff efforts that helped to cure the patient. Try to answer all the inquires and questions of your audience to build satisfaction among the patients. Always post the information that is based on proper research or facts and is relevant for the people.

These were a few of the ideas that can help your healthcare industry by boosting the social media presence. Social media marketing is very important to create awareness among the people about your services, doctors, patients, and staff.

6 ways to boost site traffic for FREE

Driving traffic to a website is the most important thing which every business needs. Increasing traffic is the constant demand for business owners. To meet this demand of businesses, SEO agencies help businesses to grow their traffic constantly.

Here in this blog, some tips are mentioned for my fellow marketers to boost traffic on site for free.

Improve Onpage SEO

Onpage SEO is the most used tactic and a proven way to increase traffic on the website. There are many ways by which you can implement on-page SEO on site:

• Optimize the keywords in the title on the whole website
• Make URLs SEO friendly.
• Make sure to add keywords to the images of the site so that the search engine will know what they are about
• Include the main keyword in the meta description.

These on-page SEO changes you can perform without paying a single penny to anyone. And if this is something you can’t do on your own, hire a SEO agency for this task.

Create shareable content

Writing good content that can be shared by people is the next way to boost traffic on the website. The first thing which you have to do is to find a thoughtful title, which is relevant to the people. While writing content you should add some gifs and videos that will help you in making your content look attractive.

Email marketing

Emails are free and feasible. You can use email marketing to increase traffic on your website. Some studies say that most of the customers check their email daily. Thus, sending an email which is customized and giving alerts about the ongoing discounts. You can also send future sales alerts by email. If companies have a problem in performing these tasks on their own, they can get some online tools that can help them in the same.

Use social media to get traffic

Social media has become the biggest platform to showcase talent these days. Social media users are increasing day by day. Businesses can also use social media for driving traffic on their websites. You can use hashtags on Instagram which can help in increasing your visibility. Using social media can help to reach out to more users. You can also use LinkedIn videos to boost traffic

Make website user friendly

Websites that are user friendly always rank above than the sites which are less optimized. You need to build a better first-time user experience since if users will not like your website at first, they will not visit your site again.

Most of the customers which you want to target are mobile users. Thus, Making a website mobile-friendly will help mobile users to use your websites. And, Speed of the website should also be optimized.

Guest post

Guest posting can also help in driving traffic to your website. Try to make at least a few good guests post each month. It will help you in gaining backlinks which will increase your visibility on Google.

There are many more ways to drive traffic on your website. Traffic on a website is important to get your business rank on Google. These tips are free and result assured which can help you to gain traffic on your website.

Comment below if you like this article.

5 things debt collectors are forbidden to do

Debts are never good for a healthy business, being a businessman debt collection is not an easy task for you. There are customers who don’t pay the debt back even after the deadlines. You can’t spend your time chasing such consumers. So hiring a debt collection agency is a wise idea. But many businessmen have a fear of hiring the agency as they have a bad reputation of being rude, scary and extremely unpleasant. To avoid all these curbs and misbehaving, many acts have been set up. An experienced or well-known debt company knows all the rights and restrictions they have while collecting a debt. So, it would be a wise decision if you hire an experienced debt collection agency in Los Angeles. Here are 5 things that a debt collector is forbidden to do and it’s illegal if the company still practices it.

Threaten the customer

Debt collection agencies can never threaten customers or get them arrested if they owe a debt to a debt collector company. However, if they fail to pay the debt after all the deadlines, a debt collection agency can sue the customer to the court. The customer loses the case by default and the court orders them to pay. In case if they defy that order, the collector can ask for an arrest warrant against the customer and get them arrested.

Harass the customer

Debt collection agencies can never harass any customer, it can be anything either by repeated calls, publishing information about customers, threats of violence, violence or using abusive language. All of these are illegal as per the debt collection practice act.

Publicizing the customer's debt

Going to the customer's workplace demanding payment. It's illegal for a debt collector to go to a customer's workplace demanding payments. A debt collector can’t publicize their debts and can’t directly go to them at their workplace without their consent to collect the debt. Although they can call them at their workplace, they can’t reveal to their co-workers that they are debt collectors.

Pursuing the wrong customer

Debt collectors can never pursue a customer for the debt that they don’t even owe. It often happens due to incomplete or wrong information. A debt collector should be very particular about the documentation and information, this usually happens when a company sells its debt to a collection agency and another collection agency buys it from them. A mistake can occur somewhere along the way and the agency starts contacting the wrong person or the person who has already paid the debt. So, a debt collector company should be very particular about the documentation.

Call you whenever they want

A debt collection company can never contact the customer whenever they feel appropriate. The debt collection lawsuit has set up a standard time of call, according to which a collector can never call the debtor after 9 pm and before 8 am. It’s illegal to call the customer outside the walls of this time.

Outsourcing a debt collection agency makes your work easy, but if you hire a company not following the law will bring you into serious trouble. Always ensure the background of the collection agency. If you notice any of these practices have been followed up by your debt collector, warn them for not doing so.